Triage: what to prioritise
When facing a large volume of damaged documents, triage decisions must be made quickly because not everything can be treated simultaneously.
**Tier 1 — Irreplaceable originals** (treat immediately): Original birth certificates, death certificates, marriage certificates, wills, title deeds, passports, historical correspondence, photographs with no digital copy, handwritten diaries, and legal agreements. These cannot be replaced through any government registry or insurer. Loss is permanent.
**Tier 2 — Active legal and financial records** (treat within 24 hours): Documents needed for the current insurance claim, court proceedings, or business operations. Tax records, loan agreements, insurance policies, business contracts. Delay compounds the immediate disaster with a documentation problem.
**Tier 3 — Medical and prescription records** (treat within 48 hours): Medical history, specialist reports, prescriptions. Generally obtainable from issuing practitioners but time-consuming to replace.
**Tier 4 — Replaceable documents** (lower priority): Bank statements, utility bills, tax returns, payslips. Digital or paper copies can be obtained from issuing authorities. Prioritise by restoration cost-benefit — if freeze-drying costs exceed the value of replacement, replace.
Communicate triage priorities clearly to the restoration contractor. A written inventory with priority ratings should be signed by both parties before documents leave your property.