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Get an instant estimate based on real Australian restoration data
* Estimates based on a normal contractor rate of $85/hr ($120/hr for emergency callouts) plus materials and equipment. Actual costs vary based on site-specific conditions and the accuracy of the information provided.
Our cost estimator uses real pricing data from thousands of completed restoration jobs across Australia. The calculation considers four key factors that directly influence the final cost of disaster recovery work:
These estimates are indicative only. Every property and situation is unique. Our contractors provide a detailed, written estimate after the on-site assessment — before any chargeable work begins.
Most home and commercial insurance policies in Australia cover disaster restoration when caused by sudden, accidental events. Coverage varies significantly by damage type, insurer, and your specific policy terms. The table below shows typical coverage patterns across Australian insurers:
| Damage Type | Coverage Likelihood | Typical Excess | Key Notes |
|---|---|---|---|
| Water Damage | 90–100% | $500 – $1,000 | Sudden burst pipes, appliance leaks typically fully covered |
| Fire & Smoke | 95–100% | $500 – $1,000 | Comprehensive cover including contents, structure, and temporary accommodation |
| Mould | 40–60% | $1,000 – $2,500 | Must demonstrate sudden cause — gradual neglect typically excluded |
| Flood | 0–80% | $2,500 – $5,000 | Depends on flood cover inclusion — check your Product Disclosure Statement (PDS) |
| Storm | 80–90% | $1,000 – $2,500 | Covered, but verify flood vs storm damage definition in your policy |
| Sewage | 85–95% | $500 – $1,500 | Sudden sewage events typically covered as water damage |
| Biohazard | 70–90% | $1,000 – $2,500 | Most policies cover sudden biohazard events; check specialist clauses |
Important: Our contractors bill you directly, allowing work to begin immediately without waiting for insurer approval. We provide all documentation your insurer requires to process your reimbursement claim. Payment plans are available through our finance partner.
Our estimates are based on aggregated pricing data from completed restoration jobs across Australia. They provide a realistic ballpark to help you plan and assess quotes. Final costs depend on site-specific conditions discovered during the on-site assessment — including hidden damage, material types, and access constraints. Our contractors provide a detailed, written estimate before any chargeable work begins.
Most Australian home and commercial insurance policies cover sudden, accidental damage (burst pipes, storms, fires). Coverage for mould and flood damage varies significantly between insurers and policies. Our team can review your policy details during the initial assessment and advise whether your situation is likely covered — before any financial commitment.
Commercial restoration typically costs 30–40% more than residential due to larger floor areas, compliance requirements (fire ratings, AS/NZS standards, occupational health), business interruption pressures requiring faster completion, specialised materials (commercial flooring, ceiling systems), and after-hours access needs. Commercial policies usually reflect these higher costs with appropriate coverage limits.
The biggest cost driver is speed of response. Properties where restoration begins within 24 hours typically see 40–60% lower total costs because secondary damage (mould colonisation, structural degradation, electrical corrosion) is prevented. Other major factors include the category of contamination (clean vs grey vs black water), structural demolition requirements, hazardous material presence (asbestos, lead paint), and the extent of contents affected.
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