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Victoria faces a dual natural hazard profile that is unique among Australian states. High-risk bushfire corridors run through East Gippsland, the Alpine region, the Dandenong Ranges and parts of Western Victoria, while flood risk is concentrated along the Murray–Darling system, the Latrobe Valley and coastal waterways in South Gippsland and the Surf Coast.
The Victorian Government activates financial assistance through the Emergency Recovery Victoria scheme for eligible property owners in declared disaster zones. Our contractor network covers all Victoria Emergency Management Commissioner (VEMC) declared areas.
Our certified contractor network operates across all Victorian regions:
If your property was affected by a recent declared disaster event in Victoria, visit the event-specific pages below for insurance claim guidance, government financial assistance details and contractor support information.
Our contractors work with all major Australian insurers handling Victorian property claims, including bushfire and flood-specific policies. We provide detailed scope of works, photographic evidence, moisture mapping, air quality testing and IICRC-standard documentation.
Disaster Recovery is an independent restoration network — we represent property owners, not insurers. Our role is to restore your property to its pre-loss condition using certified methods that meet insurer requirements.